This audit was generated on June 15, 2026

The data may no longer be up to date.

Visibility Audit by Applyra
Everyday Payments

Everyday Payments

XTM Inc

USUSen-US3.0 / 51,049 reviews May 28, 2026

Visibility Score

18Needs work

Visibility Breakdown

How your app performs across different visibility factors

Keyword Performance
19
Based on keyword rankings
Keywords analyzed10
Ranked in top 503
Chart Rankings
0
Position in store charts
Global chartNot ranked
Category chartNot ranked
App Quality
63
Rating and recency signals
Rating3.0 / 5
Last updatedThis month

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Keyword Rankings

Your app's position for key search terms

10

Keywords analyzed

3

Ranked in top 100

1

In top 10

Keyword Performance
Rankings, traffic and difficulty for each keyword
KeywordRankTrafficDifficultyAheadBehindTop 5
everyday payments#1
19
59
EverydayMoney - Budget & Spend
Everyday Payments
1
EverydayMoney - Budget & Spend
2
Deferit: Split Bills, Pay in 4
3
Klarna: Smarter everyday money
4
Google Wallet
5
get paid daily#46
34
50
ImmediatePay
NewsPay - Read And Earn
DailyPay On-Demand Pay
1
EarnIn: Why Wait for Payday?
2
Paid Keeper - Same Day Pay
3
JobStack for Work | Daily Pay
4
Get Paid Early: Cash Advance
5
instant pay#53
25
58
CASH 1
Klover - Instant Cash Advance
Instant Financial
1
EarnIn: Why Wait for Payday?
2
Instant Pay
3
DailyPay On-Demand Pay
4
Rain Instant Pay
5
early wage accessNot ranked
25
48
Netspend Earned Wage Access
1
Earned Wage Access by Netchex
2
DailyPay On-Demand Pay
3
ZayZoon - Wages On-Demand
4
EarnIn: Why Wait for Payday?
5
daily earningsNot ranked
25
60
Make Money: Play to Earn Cash
1
Daily Earnings Earn Rewards
2
EarnIn: Why Wait for Payday?
3
DailyGift: Earn Reward
4
Make Money - Cash Earning App
5
virtual walletOpportunityNot ranked
38
47
Google Wallet
1
Samsung Wallet (Samsung Pay)
2
PNC Mobile
3
Cards - Mobile Wallet
4
PayPal - Pay, Send, Save
5
immediate cashNot ranked
15
51
FloatMe: Fast Cash Advance App
1
ATM Cash Advance・Instant Money
2
Dave: Credit, Cash & Money App
3
Cash App
4
Possible: Fast Cash & Credit
5
financial wellnessNot ranked
8
47
Ncash : Financial Wellness
1
My Financial Expert
2
Financial Wellness Plan
3
OneEleven Financial Wellness
4
Financial Wellness Family
5
earn money dailyNot ranked
17
59
Google Opinion Rewards
1
Freecash: Earn Money
2
Make Money: Play to Earn Cash
3
EarnStar: Play for Rewards
4
HeyCash: Earn Money & Cash now
5
pay on demandNot ranked
25
54
DailyPay On-Demand Pay
1
Payactiv
2
Dayforce Wallet: On-demand Pay
3
EarnIn: Why Wait for Payday?
4
ZayZoon - Wages On-Demand
5

Keyword Competitors

Apps positioned directly before or after yours on keywords

Ranking ahead of you
Apps that outrank yours on shared keywords
CASH 1

CASH 1

Finance

4.0Ahead1x
ImmediatePay

ImmediatePay

Finance

4.8Ahead1x
Ranking behind you
Apps that you outrank on shared keywords
EverydayMoney - Budget & Spend

EverydayMoney - Budget & Spend

Finance

4.0Behind1x
Klover - Instant Cash Advance

Klover - Instant Cash Advance

Finance

4.6Behind1x
NewsPay - Read And Earn

NewsPay - Read And Earn

Entertainment

4.7Behind1x

Occurrence count shows how many keywords each competitor appears on

Category Ranking

Finance chart position

Finance
Not currently ranked in top 200
Kalshi: Trade the Cup

Kalshi: Trade the Cup

4.8
Cash App

Cash App

4.7
Freecash: Earn Money

Freecash: Earn Money

4.4
4
PayPal - Pay, Send, Save

PayPal - Pay, Send, Save

4.2
5
Venmo

Venmo

4.0
6
Chime® – Fee-Free Banking

Chime® – Fee-Free Banking

4.7
7
OnePay – Mobile Banking

OnePay – Mobile Banking

4.8
8
Robinhood: Trading & Investing

Robinhood: Trading & Investing

4.2
9
Capital One Mobile

Capital One Mobile

4.5
10
Trump Accounts: Official App

Trump Accounts: Official App

3.9
11
Google Wallet

Google Wallet

4.4
12
Klarna: Smarter everyday money

Klarna: Smarter everyday money

4.8
13
Chase Mobile

Chase Mobile

4.8
14
Progressive

Progressive

4.6
15
Wells Fargo Mobile®

Wells Fargo Mobile®

4.8

Improve your ratings and downloads to climb the category charts.

AI-Powered Analysis

Personalized insights generated by our AI

Everyday Payments has a critical visibility deficit on Google Play, scoring only 18/100 with just 3 of 10 target keywords ranked. The biggest upside lies in capturing the high‑KEI keyword “virtual wallet” and improving its low 3‑star rating to boost conversion.

Brand Keyword #1
high

The app ranks #1 for the exact brand term "everyday payments" (traffic 19, KEI 0.32). This guarantees baseline visibility; keep the brand term prominent in the title and subtitle.

Sparse Keyword Portfolio
high

Only 3 of the 10 analyzed keywords are ranked, yielding a Keywords Score of 19%. High‑potential terms like "virtual wallet" and "instant pay" are missing, limiting discoverability.

Low User Rating
high

The app sits at 3.0★ across 1,049 reviews, dragging the Quality Score down despite a 63% technical rating. Poor conversion from store view to install exacerbates visibility problems.

Capture Virtual Wallet
high

"virtual wallet" is a winnable keyword (traffic 38, difficulty 47, KEI 0.81). Adding this exact phrase to the title/subtitle and weaving it naturally into the description can unlock a high‑value traffic stream.

Expand High‑KEI Keywords
medium

Keywords with good KEI such as "instant pay" (KEI 0.43), "early wage access" (KEI 0.52), and "pay on demand" (KEI 0.46) are currently unranked. Incorporating them into the short & long description, bullet points, and subtitle will broaden the app’s search footprint.

Category Ranking Gap
medium

The app is not ranked in the Finance category at all. Adding category‑relevant terms (e.g., "financial wellness", "daily earnings") and improving rating will help the algorithm surface the app in category charts.

Key Action Items
Priority actions to improve your app's visibility
  • 1Insert "Virtual Wallet" into the app title (if character limit allows) or subtitle and repeat it in the first 100 characters of the description.
  • 2Revise the short and long description to include high‑KEI keywords: instant pay, early wage access, get paid daily, pay on demand, and virtual wallet, using natural language.
  • 3Launch a user‑review push (in‑app prompt after successful cash advance) to increase average rating to ≥4.0★ and grow the review count.
  • 4Perform A/B testing on icon and feature graphic to improve click‑through rates, which will positively affect Quality Score.
  • 5Monitor competitor listings (e.g., ImmediatePay) for emerging keyword trends and adjust metadata quarterly.

ASO Insights

Actionable recommendations to improve your visibility

Strengths
What you're doing well

Detailed description

Your description is 3616 characters, providing good keyword density and information for users.

Recently updated

Your app was updated recently, signaling active maintenance to users and stores.

Areas to Improve
Issues to address

Rating needs improvement

A 3.0 rating may deter potential users. Focus on fixing bugs and improving UX.

Suggestions
Opportunities to explore

Improve visibility

Score of 18/100 suggests room for ASO optimization. Focus on keywords and category ranking.

Not in category top charts

Improving ratings and downloads can help reach category top charts.

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Daily visibility score updates
Competitor monitoring
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Audit FAQ

Common questions about this ASO audit.

What is the ASO visibility score of Everyday Payments?

Everyday Payments has a visibility score of 18 out of 100 on the Google Play (US). The score combines keyword rankings, top charts presence, and listing quality signals like rating and update recency. This audit was generated on June 15, 2026.

On how many keywords does Everyday Payments rank?

Everyday Payments is tracked on 10 keywords in this audit. It currently ranks in the top 100 for 3 keywords, with 1 keyword reaching the top 10. Ranking in the top 10 is where most discovery traffic happens.

Who are the main competitors of Everyday Payments?

Based on shared keyword rankings, the most frequent competitors of Everyday Payments are EverydayMoney - Budget & Spend, CASH 1, Klover - Instant Cash Advance. These apps appear next to Everyday Payments on the keywords it ranks for, which makes them the most direct opportunities for ASO benchmarking.

What category is Everyday Payments in on the Google Play?

Everyday Payments is listed in the Finance category on the Google Play.

How can Everyday Payments improve its App Store Optimization?

Based on this audit, Everyday Payments should focus on the keywords where it ranks 11 to 50 (closest to the top 10), benchmark its title and subtitle against the most frequent competitors, and refresh its listing regularly to maintain quality signals. The full audit lists specific weaknesses, opportunities, and AI-generated suggestions tailored to Everyday Payments.

How was this ASO audit generated?

This audit was generated automatically by Applyra by scraping public Google Play data: app metadata, keyword rankings, category positions, and competitor listings. Visibility, keyword and listing quality scores are computed from those signals. Audits are free and do not require an Applyra account.