This audit was generated on June 15, 2026

The data may no longer be up to date.

Visibility Audit by Applyra
Cardless

Cardless

Cardless, Inc.

USUSen-US4.7 / 51,807 reviews May 20, 2026

Visibility Score

30Needs work

Visibility Breakdown

How your app performs across different visibility factors

Keyword Performance
32
Based on keyword rankings
Keywords analyzed10
Ranked in top 506
Chart Rankings
0
Position in store charts
Global chartNot ranked
Category chartNot ranked
App Quality
100
Rating and recency signals
Rating4.7 / 5
Last updatedThis month

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Keyword Rankings

Your app's position for key search terms

10

Keywords analyzed

6

Ranked in top 100

1

In top 10

Keyword Performance
Rankings, traffic and difficulty for each keyword
KeywordRankTrafficDifficultyAheadBehindTop 5
cardless#1
25
37
Google Wallet
Cardless
1
Google Wallet
2
Card Suite Lite
3
CardPointers: Maximize Rewards
4
Zable Credit Card
5
digital credit cards#21
15
51
Digital Wallet: Virtual Cards
Seen Mobile - Build Credit
Zable Credit Card
1
Atlas - Rewards Credit Card
2
First Digital Card Mobile App
3
Kikoff - Build Credit Quickly
4
Arro: Credit Card & Cash Back
5
mobile credit cards#28
14
47
CareCredit Mobile
Taz Visa Mobile
Discover Mobile
1
BrightWay Credit Card Mobile
2
Atlas - Rewards Credit Card
3
Citi Mobile®
4
HUE/First Savings Credit Card
5
credit card rewards#44
13
44
Neu Money: Build Your Credit
CardFinder: CreditCard Rewards
MaxRewards Credit Card Rewards
1
CardPointers: Maximize Rewards
2
Atlas - Rewards Credit Card
3
Fetch: America’s Rewards App
4
HUE/First Savings Credit Card
5
credit card security#72
12
40
Verizon Visa Card
SBI Card: Manage Credit Card
Discover Mobile
1
Credit Card Checker
2
Secure Card Wallet: Credit-NFC
3
HUE/First Savings Credit Card
4
Credit Sesame: Grow your score
5
credit card tracker#90
14
49
Step: All-In-One Money App
Gauss: Payoff Credit Card Debt
Debt Payoff Planner & Tracker
1
CardRave: Credit Card Tracker
2
Credit Tracker
3
CardPointers: Maximize Rewards
4
myFICO - Credit Score Tracking
5
credit card managerNot ranked
8
44
Credit Card Manager
1
Credit Card Manager
2
Credit Card Manager
3
Credit Card Manager Pro
4
Credit Card Manager
5
view balanceNot ranked
25
47
Check Balance:All Bank Balance
1
Truist One View
2
Shopify Balance
3
Check Balance All Bank Balance
4
Equitas 2.0 Savings, FD & More
5
make paymentsNot ranked
25
59
Sezzle: Buy Now, Pay Later
1
PayPal - Pay, Send, Save
2
Four | Buy Now, Pay Later
3
Klarna: Smarter everyday money
4
Affirm: Buy now, pay over time
5
biometric loginNot ranked
15
51
IronVest - Security & Privacy
1
GOV.UK ID Check
2
Biometric Attendance
3
GOV.UK One Login
4
AppLock - Fingerprint
5

Keyword Competitors

Apps positioned directly before or after yours on keywords

Ranking ahead of you
Apps that outrank yours on shared keywords
CareCredit Mobile

CareCredit Mobile

Finance

4.2Ahead1x
Neu Money: Build Your Credit

Neu Money: Build Your Credit

Finance

4.7Ahead1x
Verizon Visa Card

Verizon Visa Card

Finance

4.3Ahead1x
Step: All-In-One Money App

Step: All-In-One Money App

Finance

4.4Ahead1x
Digital Wallet: Virtual Cards

Digital Wallet: Virtual Cards

Finance

Ahead1x
Ranking behind you
Apps that you outrank on shared keywords
Google Wallet

Google Wallet

Finance

4.4Behind1x
Taz Visa Mobile

Taz Visa Mobile

Finance

4.8Behind1x
CardFinder: CreditCard Rewards

CardFinder: CreditCard Rewards

Finance

Behind1x
SBI Card: Manage Credit Card

SBI Card: Manage Credit Card

Finance

4.4Behind1x
Gauss: Payoff Credit Card Debt

Gauss: Payoff Credit Card Debt

Finance

4.7Behind1x

Occurrence count shows how many keywords each competitor appears on

Category Ranking

Finance chart position

Finance
Not currently ranked in top 200
Kalshi: Trade the Cup

Kalshi: Trade the Cup

4.8
Cash App

Cash App

4.7
Freecash: Earn Money

Freecash: Earn Money

4.4
4
PayPal - Pay, Send, Save

PayPal - Pay, Send, Save

4.2
5
Venmo

Venmo

4.0
6
Chime® – Fee-Free Banking

Chime® – Fee-Free Banking

4.7
7
OnePay – Mobile Banking

OnePay – Mobile Banking

4.8
8
Robinhood: Trading & Investing

Robinhood: Trading & Investing

4.2
9
Capital One Mobile

Capital One Mobile

4.5
10
Trump Accounts: Official App

Trump Accounts: Official App

3.9
11
Google Wallet

Google Wallet

4.4
12
Klarna: Smarter everyday money

Klarna: Smarter everyday money

4.8
13
Chase Mobile

Chase Mobile

4.8
14
Progressive

Progressive

4.6
15
Wells Fargo Mobile®

Wells Fargo Mobile®

4.8

Improve your ratings and downloads to climb the category charts.

AI-Powered Analysis

Personalized insights generated by our AI

Cardless enjoys a strong brand position with a #1 rank for its own name and a perfect quality score, but its overall visibility is hampered by low keyword coverage, missing chart presence, and no category ranking.

Top Brand Ranking
high

The app ranks #1 for the exact brand keyword "cardless" (traffic 25, KEI 0.68), securing dominant visibility for its core search term and contributing to a high overall rating of 4.7.

Low Keyword Coverage
high

Only 6 of 10 target keywords are ranked, yielding a Keywords Score of 32%. High‑traffic terms such as "credit card manager" (traffic 8) and "view balance" (traffic 25) are currently unranked, limiting discoverability.

No Chart Presence
medium

Charts Score is 0% (global and category charts missing), which reduces organic exposure and signals low momentum to the Play Store algorithm.

Boost Moderate‑KEI Keywords
high

Keywords with moderate KEI—"view balance" (KEI 0.53), "make payments" (KEI 0.42), and "digital credit cards" (KEI 0.29)—are unranked or low (rank 21‑28). Embedding these exact phrases in the title, short description, and screenshot overlays can improve rankings and capture additional traffic.

Expand Keyword Pool
medium

The Top Opportunities list shows no winnable keywords in the current set, indicating the existing keyword list is saturated. Conduct fresh research to add high‑KEI, low‑difficulty terms (e.g., "virtual credit card", "instant card number") and update metadata accordingly.

Key Action Items
Priority actions to improve your app's visibility
  • 1Revise the app title and short description to include moderate‑KEI terms like "digital credit cards" and "view balance" while retaining the brand name.
  • 2Enrich the long description with natural mentions of unranked high‑traffic keywords (credit card manager, make payments, biometric login) and highlight those features in bullet points.
  • 3Add a feature‑graphic and a 15‑second promotional video; update screenshots with overlay text containing target keywords to generate chart presence.
  • 4Run A/B tests on screenshots and short description to measure impact on rankings for the moderate‑KEI keywords.
  • 5Perform competitive keyword analysis to identify and add at least five new high‑KEI, low‑difficulty terms, then monitor rankings weekly.

ASO Insights

Actionable recommendations to improve your visibility

Strengths
What you're doing well

Excellent rating

Your 4.7 star rating builds user trust and improves conversion rates.

Recently updated

Your app was updated recently, signaling active maintenance to users and stores.

Areas to Improve
Issues to address

Short description

Your app description is only 477 characters. A longer description (1500-4000 chars) improves discoverability and conversion.

Suggestions
Opportunities to explore

Not in category top charts

Improving ratings and downloads can help reach category top charts.

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Real-time keyword tracking
Daily visibility score updates
Competitor monitoring
AI-powered ASO suggestions
Unlimited keyword research

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Audit FAQ

Common questions about this ASO audit.

What is the ASO visibility score of Cardless?

Cardless has a visibility score of 30 out of 100 on the Google Play (US). The score combines keyword rankings, top charts presence, and listing quality signals like rating and update recency. This audit was generated on June 15, 2026.

On how many keywords does Cardless rank?

Cardless is tracked on 10 keywords in this audit. It currently ranks in the top 100 for 6 keywords, with 1 keyword reaching the top 10. Ranking in the top 10 is where most discovery traffic happens.

Who are the main competitors of Cardless?

Based on shared keyword rankings, the most frequent competitors of Cardless are Google Wallet, CareCredit Mobile, Taz Visa Mobile. These apps appear next to Cardless on the keywords it ranks for, which makes them the most direct opportunities for ASO benchmarking.

What category is Cardless in on the Google Play?

Cardless is listed in the Finance category on the Google Play.

How can Cardless improve its App Store Optimization?

Based on this audit, Cardless should focus on the keywords where it ranks 11 to 50 (closest to the top 10), benchmark its title and subtitle against the most frequent competitors, and refresh its listing regularly to maintain quality signals. The full audit lists specific weaknesses, opportunities, and AI-generated suggestions tailored to Cardless.

How was this ASO audit generated?

This audit was generated automatically by Applyra by scraping public Google Play data: app metadata, keyword rankings, category positions, and competitor listings. Visibility, keyword and listing quality scores are computed from those signals. Audits are free and do not require an Applyra account.