This audit was generated on July 9, 2026

The data may no longer be up to date.

Visibility Audit by Applyra
Cobalt Mobile Banking

Cobalt Mobile Banking

Cobalt Credit Union

USUSen-US4.8 / 52,212 reviews May 5, 2026

Visibility Score

18Needs work

Visibility Breakdown

How your app performs across different visibility factors

Keyword Performance
17
Based on keyword rankings
Keywords analyzed10
Ranked in top 501
Chart Rankings
0
Position in store charts
Global chartNot ranked
Category chartNot ranked
App Quality
90
Rating and recency signals
Rating4.8 / 5
Last updated2 month(s) ago

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Keyword Rankings

Your app's position for key search terms

10

Keywords analyzed

1

Ranked in top 100

1

In top 10

Keyword Performance
Rankings, traffic and difficulty for each keyword
KeywordRankTrafficDifficultyAheadBehindTop 5
cobalt#1
60
69
White Cobalt: Media downloader
Cobalt Mobile Banking
1
White Cobalt: Media downloader
2
Cobalt+
3
COBALT
4
Cobalt Companion
5
mobile bankingNot ranked
25
82
Chase Mobile
1
Bank of America Mobile Banking
2
OnePay – Mobile Banking
3
Chime® – Fee-Free Banking
4
Current - Mobile Banking
5
check balanceNot ranked
25
72
All Bank Balance Check
1
All Bank Balance Check
2
Bank Account Balance Check
3
All Bank Balance Check
4
Bank Account Balance Check
5
transfer fundsNot ranked
18
58
Remitly: Send Money & Transfer
1
Xoom: Send Money & Transfer
2
Wise: International Transfers
3
WorldRemit: Money Transfer App
4
PayPal - Pay, Send, Save
5
deposit checksOpportunityNot ranked
52
57
Ingo Money App – Cash Checks
1
Green Dot - Mobile Banking
2
Dayspring Mobile Deposit
3
GO2bank: Mobile banking
4
Varo Bank: Online Banking
5
view transactionsNot ranked
20
56
Transactions
1
LPL Account View
2
Simple Checkbook Ledger
3
My Transaction
4
Truist One View
5
credit scoreNot ranked
42
61
Experian®
1
Intuit Credit Karma
2
myFICO - Credit Score Tracking
3
myEquifax
4
Credit Sesame: Grow your score
5
bill paymentNot ranked
48
63
Bill Payment Reminder, Budgets
1
Papaya: Pay Any Bill
2
BILL AP & AR Business Payments
3
BillPoint: VTU & Bills Payment
4
Deferit: Split Bills, Pay in 4
5
transaction historyNot ranked
23
62
HISTORY Vault
1
My Transaction
2
HISTORY: Shows & Documentaries
3
Transactions
4
History Vault
5
approve transactionNot ranked
19
59
MCB SmartApprove
1
HID Approve
2
Ingo Money App – Cash Checks
3
CashPro
4
Wise: International Transfers
5

Keyword Competitors

Apps positioned directly before or after yours on keywords

Ranking ahead of you
Apps that outrank yours on shared keywords

No competitors ranking directly ahead

Ranking behind you
Apps that you outrank on shared keywords
White Cobalt: Media downloader

White Cobalt: Media downloader

Tools

Behind1x

Occurrence count shows how many keywords each competitor appears on

Category Ranking

Finance chart position

Finance
Not currently ranked in top 200
Kalshi: Trade the World Cup

Kalshi: Trade the World Cup

4.8
Trump Accounts: Official App

Trump Accounts: Official App

3.4
Cash App

Cash App

4.7
4
Freecash: Earn Money

Freecash: Earn Money

4.2
5
Venmo

Venmo

4.0
6
PayPal - Pay, Send, Save

PayPal - Pay, Send, Save

4.2
7
OnePay – Mobile Banking

OnePay – Mobile Banking

4.8
8
Capital One Mobile

Capital One Mobile

4.5
9
Chime® – Fee-Free Banking

Chime® – Fee-Free Banking

4.7
10
Google Wallet

Google Wallet

4.4
11
Progressive

Progressive

4.6
12
Chase Mobile

Chase Mobile

4.8
13
Testerup: Test & Earn Rewards

Testerup: Test & Earn Rewards

4.1
14
Cleo AI: Cash Advance & Money

Cleo AI: Cash Advance & Money

4.7
15
Klarna: Smarter everyday money

Klarna: Smarter everyday money

4.8

Improve your ratings and downloads to climb the category charts.

AI-Powered Analysis

Personalized insights generated by our AI

Cobalt Mobile Banking enjoys strong brand authority (rank #1 for "cobalt") and high quality (90% score, 4.8★ rating), but its ASO performance is weak with a 17% keyword score and no chart visibility. The top priority is to capture high‑KEI generic keywords, especially "deposit checks," to improve discoverability in the finance category.

Brand Keyword Ranking
high

The app ranks #1 for the brand term "cobalt" with traffic 60 and KEI 0.87, providing a solid foundation for organic visibility. Maintain this position by ensuring the brand term stays in the title and short description.

Sparse Keyword Coverage
high

Only 1 out of the 10 target keywords is ranked, yielding a 17% keyword score. This leaves large search demand untapped, especially for core banking functions.

Deposit Checks Gap
high

The high‑KEI keyword "deposit checks" (traffic 52, difficulty 57, KEI 0.91) is not ranked. Optimizing the listing for this term can drive a sizable increase in impressions and installs.

Untapped Good‑KEI Terms
medium

Keywords "credit score" (KEI 0.69), "bill payment" (KEI 0.76) and "mobile banking" (KEI 0.30) have respectable demand and moderate difficulty yet the app is unranked. Prioritize these after securing "deposit checks."

Zero Chart Presence
medium

Charts score is 0% with no global or category placement, limiting organic momentum. Improving installs and encouraging five‑star reviews will help the app break into the finance top charts.

Key Action Items
Priority actions to improve your app's visibility
  • 1Add "Deposit Checks" to the app title (if possible) or prominently in the short description and repeat in the long description.
  • 2Incorporate other high‑KEI terms—"credit score," "bill payment," "mobile banking"—naturally within the first 250 characters of the description.
  • 3Create separate localized screenshots and feature graphics that highlight check‑deposit, credit score monitoring, and bill‑pay features.
  • 4Launch an in‑app incentive (e.g., one‑month fee waiver) to boost new downloads and solicit 5‑star reviews, aiming to improve chart rankings.
  • 5Monitor keyword rankings weekly and adjust keyword density to stay below Google Play’s 30‑character repetition limit while expanding the keyword set to at least 15 relevant terms.

ASO Insights

Actionable recommendations to improve your visibility

Strengths
What you're doing well

Strong visual presence

12 screenshots give users a comprehensive view of your app.

Excellent rating

Your 4.8 star rating builds user trust and improves conversion rates.

Areas to Improve
Issues to address

Low keyword visibility

Not ranking in top 50 for generic keywords. Consider optimizing title and description with relevant search terms.

Suggestions
Opportunities to explore

Improve visibility

Score of 18/100 suggests room for ASO optimization. Focus on keywords and category ranking.

Not in category top charts

Improving ratings and downloads can help reach category top charts.

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Audit FAQ

Common questions about this ASO audit.

What is the ASO visibility score of Cobalt Mobile Banking?

Cobalt Mobile Banking has a visibility score of 18 out of 100 on the Google Play (US). The score combines keyword rankings, top charts presence, and listing quality signals like rating and update recency. This audit was generated on July 9, 2026.

On how many keywords does Cobalt Mobile Banking rank?

Cobalt Mobile Banking is tracked on 10 keywords in this audit. It currently ranks in the top 100 for 1 keyword, with 1 keyword reaching the top 10. Ranking in the top 10 is where most discovery traffic happens.

Who are the main competitors of Cobalt Mobile Banking?

Based on shared keyword rankings, the most frequent competitors of Cobalt Mobile Banking are White Cobalt: Media downloader. These apps appear next to Cobalt Mobile Banking on the keywords it ranks for, which makes them the most direct opportunities for ASO benchmarking.

What category is Cobalt Mobile Banking in on the Google Play?

Cobalt Mobile Banking is listed in the Finance category on the Google Play.

How can Cobalt Mobile Banking improve its App Store Optimization?

Based on this audit, Cobalt Mobile Banking should focus on the keywords where it ranks 11 to 50 (closest to the top 10), benchmark its title and subtitle against the most frequent competitors, and refresh its listing regularly to maintain quality signals. The full audit lists specific weaknesses, opportunities, and AI-generated suggestions tailored to Cobalt Mobile Banking.

How was this ASO audit generated?

This audit was generated automatically by Applyra by scraping public Google Play data: app metadata, keyword rankings, category positions, and competitor listings. Visibility, keyword and listing quality scores are computed from those signals. Audits are free and do not require an Applyra account.