This audit was generated on April 18, 2026

The data may no longer be up to date.

Visibility Audit by Applyra
PayMeLater Friend Debt Tracker

PayMeLater Friend Debt Tracker

Nicovate

USUSen-US4.5 / 591 reviews Apr 4, 2026

Visibility Score

80Excellent

Visibility Breakdown

How your app performs across different visibility factors

Keyword Performance
100
Based on keyword rankings
Keywords analyzed10
Ranked in top 1006
Chart Rankings
0
Position in store charts
Global chartNot ranked
Category chartNot ranked
App Quality
100
Rating and recency signals
Rating4.5 / 5
Last updatedThis month

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Keyword Rankings

Your app's position for key search terms

10

Keywords analyzed

6

Ranked in top 100

5

In top 10

Keyword Performance
Rankings, traffic and difficulty for each keyword
KeywordRankTrafficDifficultyAheadBehindTop 5
paymelater#1
77
38
—
Sezzle: Buy Now, Pay Later
PayMeLater Friend Debt Tracker
1
Sezzle: Buy Now, Pay Later
2
PayLater - Split in 4 payments
3
Debt Payoff Planner & Tracker
4
Klarna: Smarter everyday money
5
friend debt#1
31
37
—
Debt Payoff Planner & Tracker
PayMeLater Friend Debt Tracker
1
Debt Payoff Planner & Tracker
2
Relief: Get out of debt
3
My Debts
4
Debt Tracker
5
iou tracker#2
71
37
IOU - Debts tracker
My Debt Manager & Tracker, IOU
IOU - Debts tracker
1
PayMeLater Friend Debt Tracker
2
My Debt Manager & Tracker, IOU
3
IOU - English
4
DueTrace: Debt & IOU Tracker
5
debt tracker#5
55
60
Debt Payoff Planner: Snowball
My Debt Manager & Tracker, IOU
Debt Payoff Planner & Tracker
1
Debt Tracker
2
My Debts
3
Debt Payoff Planner: Snowball
4
PayMeLater Friend Debt Tracker
5
money owed#5
44
40
Unique B Money
Rocket Money - Bills & Budgets
Unclaimed Money
1
Moneydew—Budget & Expense App
2
Owed - Get Your Money Back
3
Unique B Money
4
PayMeLater Friend Debt Tracker
5
debt manager#47
53
56
Debt Manager and Tracker
NDRC Debt Counselling App
My Debt Manager & Tracker, IOU
1
Debt Payoff Planner & Tracker
2
DebtMate: Smart Debt Manager
3
Simple debt manager
4
Debt Manager and Tracker Pro
5
split billsNot ranked
63
65
——
Split Bills
1
Splid – Split group bills
2
Splitwise
3
tricount: Split & Settle Bills
4
Split bills: SplitMyExpenses
5
bill splitterOpportunityNot ranked
65
41
——
Scan & Split Bill - OCR Check
1
Splid – Split group bills
2
Splitwise
3
Tab - The simple bill splitter
4
tricount: Split & Settle Bills
5
expense trackerNot ranked
80
67
——
MyMoney—Track Expense & Budget
1
Wallet: Budget Expense Tracker
2
Money Tracker-Expense & Budget
3
Cashew—Expense Budget Tracker
4
Spending Tracker
5
bill trackerOpportunityNot ranked
72
43
——
Monthly Bill Planner
1
Bill Payment Reminder, Budgets
2
BillOut - Bill Organizer
3
Bill Tracker App
4
Wallet: Budget Expense Tracker
5

Keyword Competitors

Apps positioned directly before or after yours on keywords

Ranking ahead of you
Apps that outrank yours on shared keywords
Debt Payoff Planner: Snowball

Debt Payoff Planner: Snowball

Productivity

4.0Ahead1x
IOU - Debts tracker

IOU - Debts tracker

Finance

2.3Ahead1x
Unique B Money

Unique B Money

Finance

Ahead1x
Debt Manager and Tracker

Debt Manager and Tracker

Finance

3.2Ahead1x
Ranking behind you
Apps that you outrank on shared keywords
My Debt Manager & Tracker, IOU

My Debt Manager & Tracker, IOU

Finance

3.8Behind2x
Sezzle: Buy Now, Pay Later

Sezzle: Buy Now, Pay Later

Shopping

4.5Behind1x
Debt Payoff Planner & Tracker

Debt Payoff Planner & Tracker

Finance

4.4Behind1x
Rocket Money - Bills & Budgets

Rocket Money - Bills & Budgets

Finance

4.6Behind1x
NDRC Debt Counselling App

NDRC Debt Counselling App

Finance

Behind1x

Occurrence count shows how many keywords each competitor appears on

Category Ranking

Finance chart position

Finance
Not currently ranked in top 200
TurboTax: File Your Tax Return

TurboTax: File Your Tax Return

★ 3.9
Cash App

Cash App

★ 4.7
PayPal - Pay, Send, Save

PayPal - Pay, Send, Save

★ 4.2
4
Venmo

Venmo

★ 4.1
5
OnePay – Mobile Banking

OnePay – Mobile Banking

★ 4.8
6
Chime® – Fee-Free Banking

Chime® – Fee-Free Banking

★ 4.7
7
Testerup: Test & Earn Rewards

Testerup: Test & Earn Rewards

★ 4.2
8
Intuit Credit Karma

Intuit Credit Karma

★ 4.7
9
Capital One Mobile

Capital One Mobile

★ 4.5
10
Progressive

Progressive

★ 4.6
11
Klarna: Smarter everyday money

Klarna: Smarter everyday money

★ 4.8
12
Google Wallet

Google Wallet

★ 4.4
13
Chase Mobile

Chase Mobile

★ 4.8
14
Atlas - Rewards Credit Card

Atlas - Rewards Credit Card

★ 4.5
15
IRS2Go

IRS2Go

★ 4.0

Improve your ratings and downloads to climb the category charts.

AI-Powered Analysis

Personalized insights generated by our AI

PayMeLater Friend Debt Tracker has strong keyword rankings and excellent user rating, yielding a solid 80/100 visibility score, but it lacks chart presence and category ranking, and several high‑traffic keywords remain unranked.

High Keyword Rankings
high

Five of the ten target keywords rank in the top 5 (paymelater #1, friend debt #1, iou tracker #2, debt tracker #5, money owed #5) with traffic scores above 30, indicating effective keyword targeting and relevance.

Zero Chart Presence
high

Charts Score is 0%, meaning the app is not appearing in any top‑chart listings globally or within Finance, which limits organic discovery and credibility.

Unranked High‑Traffic Keywords
medium

Keywords such as split bills (traffic 63), bill splitter (65), expense tracker (80) and bill tracker (72) have strong search volume but no ranking, representing missed acquisition opportunities.

Category Ranking Gap
medium

The app is not ranked in the Finance category despite a 4.5‑star rating, so improving installs and category‑specific signals can unlock category placement and boost visibility.

Visual Asset Optimization
low

Competitors with higher chart presence leverage compelling feature graphics, video previews, and localized screenshots; enhancing these assets can improve click‑through rates and drive installs.

Key Action Items
Priority actions to improve your app's visibility
  • 1Add top‑traffic unranked keywords (e.g., "split bills", "expense tracker", "bill splitter") to the app title and short description, respecting character limits.
  • 2Create a localized feature graphic and short video demo highlighting the photo‑bill and drag‑drop features to boost conversion and chart eligibility.
  • 3Launch a small‑scale install campaign (e.g., Google UAC) to increase daily installs and push the app into Finance top‑charts.
  • 4Encourage satisfied users to leave 5‑star reviews via in‑app prompts, aiming to raise the review count from 91 to >500 for stronger ranking signals.

ASO Insights

Actionable recommendations to improve your visibility

Strengths
What you're doing well

Strong visual presence

13 screenshots give users a comprehensive view of your app.

Excellent rating

Your 4.5 star rating builds user trust and improves conversion rates.

Recently updated

Your app was updated recently, signaling active maintenance to users and stores.

Strong keyword positions

Ranking in top 10 for 2 keyword(s): iou tracker, money owed.

Good visibility score

Score of 80/100 indicates solid app store presence.

Areas to Improve
Issues to address

No significant issues found

Suggestions
Opportunities to explore

Not in category top charts

Improving ratings and downloads can help reach category top charts.

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Audit FAQ

Common questions about this ASO audit.

What is the ASO visibility score of PayMeLater Friend Debt Tracker?

PayMeLater Friend Debt Tracker has a visibility score of 80 out of 100 on the Google Play (US). The score combines keyword rankings, top charts presence, and listing quality signals like rating and update recency. This audit was generated on April 18, 2026.

On how many keywords does PayMeLater Friend Debt Tracker rank?

PayMeLater Friend Debt Tracker is tracked on 10 keywords in this audit. It currently ranks in the top 100 for 6 keywords, with 5 keywords reaching the top 10. Ranking in the top 10 is where most discovery traffic happens.

Who are the main competitors of PayMeLater Friend Debt Tracker?

Based on shared keyword rankings, the most frequent competitors of PayMeLater Friend Debt Tracker are My Debt Manager & Tracker, IOU, Sezzle: Buy Now, Pay Later, Debt Payoff Planner: Snowball. These apps appear next to PayMeLater Friend Debt Tracker on the keywords it ranks for, which makes them the most direct opportunities for ASO benchmarking.

What category is PayMeLater Friend Debt Tracker in on the Google Play?

PayMeLater Friend Debt Tracker is listed in the Finance category on the Google Play.

How can PayMeLater Friend Debt Tracker improve its App Store Optimization?

Based on this audit, PayMeLater Friend Debt Tracker should focus on the keywords where it ranks 11 to 50 (closest to the top 10), benchmark its title and subtitle against the most frequent competitors, and refresh its listing regularly to maintain quality signals. The full audit lists specific weaknesses, opportunities, and AI-generated suggestions tailored to PayMeLater Friend Debt Tracker.

How was this ASO audit generated?

This audit was generated automatically by Applyra by scraping public Google Play data: app metadata, keyword rankings, category positions, and competitor listings. Visibility, keyword and listing quality scores are computed from those signals. Audits are free and do not require an Applyra account.